The Kovo Difference

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Low monthly commitment

No set up or annual fees

Instant 
approval

No credit 
check

No security deposit taken

0% APR


No bank 
account needed

Your Collection 
Of Online Courses

Kovo Grow is a collection of online courses created by instructors with subject matter expertise. While these courses are all together valued at over $400, we make them available as a collection in Kovo Grow for $240.

Career

Stress Management With Time Management For Burnout & Anxiety Copy

Marketing

Stress Management With Time Management For Burnout & Anxiety

Personal Development

Personal Branding path to Top 1% Influencer Copy

Career

Personal Branding path to Top 1% Influencer

Marketing

Job Interview Skills, Interview Strategy & Answer Scripts Copy

Personal Development

Job Interview Skills, Interview Strategy & Answer Scripts

Purchase Kovo Grow and access your online courses anytime, from anywhere. Apply to purchase Kovo Grow on Kovo Monthly Installments here.

APPLY NOW

See What Our Customers Say

Our last reviews

Join Thousands Of Customers Already Using Kovo

These testimonials refelct real customer journeys. Results cna and do vary.

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Real Customers. Real Results.

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Before Finding Kovo

Michael noticed his credit score was unstable, then the pandemic hit. With his work hours being reduced and his cash flow changing, his credit health became even more unpredictable.

After Finding Kovo

A year on, Michael’s credit health continues to improve. He feels more confident when talking about his personal finances and is proud to have a stronger credit score.

Before Finding Kovo

Paige and her family made an interstate move to start over, but the costs of the move left her credit cards maxed out. Paige needed to rebuild her credit profile and start thinking about the future for her family.

After Finding Kovo

After over twelve months, Paige’s credit score went from very low to healthy. She was able to purchase her first home and better provide for her family.

Before Finding Kovo

While completing a debt restructure, Terence noticed his profile didn’t have a strong credit mix. That’s when he realized it was time to take control of his credit health.

After Finding Kovo

Over time, by making on-time payments on auto-pay, he saw his credit health improve. He was also able to secure an auto loan which helped him purchase a car.

Secured Credit Card Options vs. Kovo

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Secured credit card option

  • Requires deposit
  • Credit check required
  • Must have bank account
  • Setup fees
  • Admin fees

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  • No required deposit
  • No Credit check
  • No Bank Account
  • No Setup fees
  • No Admin fees

Top Ten Reasons You Should Buy Kovo

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1

Low monthly commitment

2

Build up to 24 monhts  of payment history

3

Be approved in seconds

4

Instant approval

5

No credit check

6

No security deposit taken

7

0% APR

8

No bank account needed

9

No set up or annual fees

10

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Learn More About Kovo
FAQ

What is Kovo Grow?

Kovo Grow is a collection of online courses created by instructors with subject matter expertise. While these courses are all together valued at over $400, we make them available as a collection in Kovo Grow for $240.

Included in this are the following interactive courses:

  • Job Interview Skills, Interview Strategy & Answer Scripts
  • Self Confidence & Self Esteem: Confidence via Self-Awareness
  • Entrepreneurship: How To Start A Business From Business Idea
  • Personal Branding Path To Top 1% Influencer Personal Brand
  • Stress Management WIth Time Management For Burnout & Anxiety
  • Entrepreneurship: Sales Training, Techniques and Methods
  • Ecommerce Bootcamp Academy
  • Introduction To Programming
  • Google Sheets Fundamentals

Purchase Kovo Grow and access your online courses anytime, from anywhere. Apply to purchase Kovo Grow on Kovo Monthly Installments here.

How does Kovo compare to a cash loan or savings account?

Kovo is not providing a cash loan or savings account, which means cash isn’t provided at the beginning or end of your plan. This allows us to offer a low monthly commitment with no setup fee, no late fees, no prepayment fees, and no interest charges - which means we don’t make money on hidden finance charges.

Our installment plan has a transparent and flat rate of $10/month so you don’t have to worry about any surprises.

What is Kovo Monthly Installments?

Kovo Monthly Installments is our financing option to purchase Kovo Grow with an installment plan. Kovo Grow is available for an upfront payment of $240, but with Monthly Installments you can finance the purchase with monthly payments of $10/month over the course of 24 months.

With Kovo Monthly Installments, your account and payment performance are typically reported to one or more consumer reporting agencies.

Will it require a hard credit check to apply for Kovo Monthly Installments?

Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply.

Does Kovo report to the consumer reporting agencies?

Yes. We report to one or more consumer reporting agencies on a monthly basis. This means your installment account and payment performance may appear on your credit report and may impact your credit scores.

Is Kovo Monthly Intallments a contract?

Yes. Kovo Monthly Installments is an installment contract. In exchange for receiving Kovo Grow, a promise is made to pay $10/month over the course of 24 months.