How it works:

Kovo Online Courses Bundle


Buy Kovo Grow, a curated set of courses delivered by creators with subject matter expertise.



Pay $10/mo over 24 months with Kovo Monthly Installments. 0% APR. $0 fees. No credit check.

Build Crane


Build your credit health and positive payment history by making on-time payments.

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Your Trusted Sidekick

When you sign up to Kovo you get transparency.

No gotchas.

No interest.

No late fees.

Just monthly payments at a flat rate and a trusted path forward.

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Get More For Your Money

When you sign up to Kovo you get transparency.

No gotchas.

No gotchas.

When you sign up to Kovo you get transparency.

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Easy & Straightforward

Boosting your credit health doesn’t need to be difficult.

Instant Approval.

No credit check.

No bank account needed.

No annual fees.

Auto-pay is enabled to make repayments easy.


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  • Low monthly commitment
  • Instant approval
  • No credit check
  • No security deposit taken
  • No bank account needed
  • 0% APR
  • $0 sign up fee
  • $0 late fees
  • $0 annual fees
  • $0 prepayment fees

Learn More About Kovo

What is Kovo Grow?

Kovo Grow is a collection of online courses created by instructors with subject matter expertise. While these courses are all together valued at over $400, we make them available as a collection in Kovo Grow for $240.

Included in this are the following interactive courses:

  • Job Interview Skills, Interview Strategy & Answer Scripts
  • Self Confidence & Self Esteem: Confidence via Self-Awareness
  • Entrepreneurship: How To Start A Business From Business Idea
  • Personal Branding Path To Top 1% Influencer Personal Brand
  • Stress Management WIth Time Management For Burnout & Anxiety
  • Entrepreneurship: Sales Training, Techniques and Methods
  • Ecommerce Bootcamp Academy
  • Introduction To Programming
  • Google Sheets Fundamentals

Purchase Kovo Grow and access your online courses anytime, from anywhere. Apply to purchase Kovo Grow on Kovo Monthly Installments here.

How does Kovo compare to a cash loan or savings account?

Kovo is not providing a cash loan or savings account, which means cash isn’t provided at the beginning or end of your plan. This allows us to offer a low monthly commitment with no setup fee, no late fees, no prepayment fees, and no interest charges - which means we don’t make money on hidden finance charges.

Our installment plan has a transparent and flat rate of $10/month so you don’t have to worry about any surprises.

What is Kovo Monthly Installments?

Kovo Monthly Installments is our financing option to purchase Kovo Grow with an installment plan. Kovo Grow is available for an upfront payment of $240, but with Monthly Installments you can finance the purchase with monthly payments of $10/month over the course of 24 months.

With Kovo Monthly Installments, your account and payment performance are typically reported to one or more consumer reporting agencies.

Will it require a hard credit check to apply for Kovo Monthly Installments?

Nope. We believe everyone deserves fair access to credit, so we don’t check your credit score or credit report when you apply.

Does Kovo report to the consumer reporting agencies?

Yes. We report to one or more consumer reporting agencies on a monthly basis. This means your installment account and payment performance may appear on your credit report and may impact your credit scores.

Is Kovo Monthly Intallments a contract?

Yes. Kovo Monthly Installments is an installment contract. In exchange for receiving Kovo Grow, a promise is made to pay $10/month over the course of 24 months.